Infillion’s 401(k) Retirement Plan

Infillion wants to help you feel secure today by giving you ways to save for tomorrow. You can start saving by contributing pre-tax or after-tax money from each paycheck to Infillion’s 401(k) Retirement Savings Plan. For 2027, you can choose to defer anywhere from 1-75% of your pay (up to annual IRS limits for the year).

Vesting

You are 100% vested in your own deferral contributions as well as Infillion’s matching contributions from your date of hire.

Matching Contributions

To support your retirement saving efforts, beginning January 1, 2027, Infillion will *match 100% of your contributions to the Plan, up to 3% of your eligible compensation.

*The Plan can only use up to the annual compensation limit of $360,000 in 2026, and projected to be $375,000 in 2027, when applying the matching formula (IRC Section 401(a)(17)).

Annual Contribution Limits

The IRS regulates the amount you are allowed to contribute from your regular earnings to your 401(k) account each calendar year based on age. In the calendar year you turn age 50, you become eligible to make catch-up contributions.

SECURE 2.0 ACT RULES & HIGH EARNERS

The IRS requires employees aged 50 or older who earned more than $150,000 in the 2026 tax year to make catch-up contributions on an after-tax or Roth basis. This threshold is projected to rise to $155,000 for the 2027 tax year.

2026 Contribution Limit

Max contribution for Employees < 50 = $24,500

2026 Catch-Up Contribution Limit

Max catch-up contribution for Employees >/= 50 = $8,000

2027 Contribution Limit

Max contribution for Employees < 50 (projected): $25,500

2027 Catch-Up Contribution Limit

Max catch-up contribution for Employees >/= 50 (projected): $8,500

How to Enroll

As a new hire, you will be auto-enrolled into Infillion’s 401(k) plan at 6% of your salary and defaulted into the QDIA option unless you provide other directions. Register as a new user on the Principal website.

You may start, stop or change your contributions and investments at any time during the year by logging into your account on the Principal website at www.principal.com.